Helping our clients enjoy today while planning for tomorrow.
Each stage of your financial life presents you with questions and opportunities.
It starts when you get your first job and continues throughout your life into your retirement years. Each person has unique situations with questions specific to their circumstances. The solutions to your questions depend on what your values are, deciding ‘what’s important to you’ and why. This is why a personalized financial plan can be a significant benefit on your journey to financial independence.
I invite you to have a conversation with me. Over 36 years of experience has shown me that personalized planning can help anyone regardless of their life stage. From motivated young earners looking for guidance to retirees who find themselves with a ‘collection’ of investments, I can help you focus on what’s important to you now and move you forward in a way that makes sense.
“If you wait, all that happens is you get older.”
- Larry McMurtry, American novelist & essayist
Value Based Solutions
Planning
It starts when you get your first job and you have to make choices about what to do with the money you earn. Does it all go to bills? Can you set something aside for an emergency fund or for future goals? The questions and goals change as you move through life.
Solution: Let’s have a discussion on what those dreams and goals are and develop a Comprehensive Financial Plan to help you reach them.
Investing
There are headlines in your newsfeed every day about various types of investments and you don’t know what the terms really mean. You’ve been given a list of mutual funds available in your retirement plan at work and you wonder which one or two make the most sense for you.. Your co-workers, parents, and in-laws are all eager to share their idea of the perfect investment, but it sounds risky or too good to be true. How do you cut through all the noise?
Solution: Determine the Personalized Comprehensive Investment Strategies that make the most sense for you.
Protecting
Bad things can happen. The death of a loved one can happen when you least expect it, leaving dependents uncertain of their future. A cancer diagnosis and treatment plan upends your budget. Mom’s memory isn’t as good as it used to be, and you realize that she shouldn’t be living alone anymore.
Solution: Explore what might be a risk to your financial plan and how to protect against them.
Education
You want to support the next generation in their future endeavors. Helping them save for college or other post-secondary education seems like the best thing to do. Can you save and invest for your children or grandchildren’s education needs and still meet your own retirement goals?
Solution: Learn about different Education Funding options including the pros and cons of each and the tax benefits that may be available to you.
Your Legacy
Moving through retirement, you begin to think about your Legacy, what you will leave behind for your family, friends, and community. It’s not just about passing along your money, but also your values and traditions.
Solution: Let’s have a conversation about what’s important to you and how you want to pass that along to the next generations.
Transitioning to Retirement
After many years of building your nest egg, you are on the cusp of retirement. You wonder if you have enough to last through the next 30 or more years.
Solution: Let’s do an analysis to develop a retirement income plan that will ease your worries and let you sleep at night.
Why Choose Us?
Your choice of a financial advisor is one of the most important, long-term decisions you can make, because a successful relationship will help to ensure your future financial well-being. At Legacy Wealth Solutions, we use a client-centered approach when assisting clients with their financial planning needs. It begins with understanding what’s important to you, and then helping you define your financial goals. Working together, a personalized comprehensive plan is developed, implemented, monitored, and adjusted to meet your needs.
